List of Banks that Cash Savings Bonds

Top 10 List of Banks that Cash Savings Bonds in 2024 – This is Where to Cash Savings Bonds

Looking for where to cash savings bonds? This will guide you through on with the List of Banks that Cash Savings Bonds.


One of the ways to have a steady profit with Money investment funds are with Cash Savings bonds. Banks have the responsibility of cashing savings bonds so that they can balance equity customer service with accurate performance. If a bond is cashed for the wrong person, it will lead to a financial loss. That is why we have taken the time to review the top 10 best banks for cashing savings bonds in the USA.

1. Bank Of America

Bank Of America

It is important to note that the Bank of America has branches scattered across the USA that can help you cash savings bonds. However, to be eligible for this from the Bank Of America, you need to have an account that is at least 6 months old. Also, a Bank of America non-customer should also have up to $1,000 per day. This latter mentioned rule applies also to Bank of America account holders with less than six months accounts.

In a bid to cash your cash savings bond, you need to take the bonds to a teller for endorsement. After endorsement, the teller will then redeem the cash savings bond for the value alongside the interest earned on it.

2. BB&T


BB&T is among the List of banks that allows you cash savings bonds without an account. If you are a customer or non-customer, you are eligible to cash and redeem paper bonds. To find out the requirements from the Bank, you need to visit a BB&T branch office in the USA and redeem your cash savings bonds.

Sometimes it can take two business days from the redemption date to cash savings bonds in BB&T bank. It is important to note that at BB&T bank, it is possible to cash savings bonds that have a value of $1,000 or more.

3. Chase Bank

Chase Bank

Whether it is a treasury bond, savings bonds or corporate bonds, they are all cashable at the Chase bank. If you are a Chase bank customer, you can cash a savings bond that has a value of more than $1,000. Also worth noting is that if you have a stack of over 300 savings bonds as most Chase customers do, it will be best for you to contact your bank in advance before the redemption date.

4. Citibank


Another bank in the USA that allows customers and non-customers to cash their bonds is Citibank. They have banking branches scattered across the USA. There are two interesting types of savings bonds; the Series E and the Series EE savings bonds. If you are a Citibank customer of over 6 months, you can cash both types of savings bonds.

5. Fifth Third Bank

Fifth Third Bank

Fifth Third Bank is a bank in the USA that cashes savings bonds conditionally. If you are a non-customer and require supporting documentation to cash your savings bonds, then they cannot help you. Another way to easily cash your savings bonds is by having a checking account with Fifth Third Bank.

Picks by Editor:
Where To Cash a JP Morgan Chase Bank Check
How to See Pending Deposits in Bank of America
How To Cancel A Processing Transaction on Bank of America App

6. PNC Bank

PNC Bank


PNC bank just like Chase bank have a $1,000 limit policy set for non-customers that want to cash savings bonds. There are scenarios where the PNC bank cannot cash your savings bond. If your savings bonds are in papers, it will be best to cash it in a bank like the PNC bank.

If it is in electronic format, it will be best to use the Treasury website. The PNC bank requires that your bond is eligible to be cashed, as it should satisfy its retention period.

7. SunTrust Bank

SunTrust Bank

If you have an account with SunTrust bank for at least 6 months, then you can cash your bonds in their institution. They require that before they process your savings bonds, you bring along a valid means of identification.

With the SunTrust bank, if you are making use of a means of identification such as the driver’s license, you are limited to cashing $1,000 worth of savings bonds.

8. Wells Fargo Bank

Wells Fargo Bank

Wells Fargo is one of the biggest banks in America. With their financial institution, you can cash savings bonds without any fuss. Better still, if you are an account holder, you are eligible to an unlimited amount of bonds.

It is important to note that Wells Fargo bank does not cash H or HH bonds, instead they help you get the cash by forwarding the bonds to a Federal Bank Reserve. As for E or EE savings bonds, they are all out to help customers and non-customers cash it.

9. TD Bank

TD Bank

TD Bank is another financial institution that can be used to cash savings bonds in America. If you take your savings bonds to the TD bank, they will show you a book or a screen that shows you the current value of the savings bonds based on the series or purchase date.

Other than the TD bank, you can also get the value of your savings bonds from the US Treasury website.

10. S. Bank

S. Bank

Last on our List of Banks that Cash Savings Bonds is S. Bank. The S bank is a bank in the USA with a lot of customers. Just like all the banks listed in this listicle, they also allow the cashing of a Series EE or Serie I savings bond.

It is important to note that you cannot cash one at the S.Bank unless you have had it for at least one year. If you try to cash it before it’s 5 years old, there is a penalty. If you are not named in the Savings bond, then you will need to take some additional steps as directed by the S. Bank.


4 thoughts on “Top 10 List of Banks that Cash Savings Bonds in 2024 – This is Where to Cash Savings Bonds

  1. I went to cash in my 1984 savings bond with a death cert of my mother and Chase Bank would not cash them in I have been banking with them for over 20 years now. They said they were too old and could not verify it was my mother because I had a different last name, This was my 2nd time into the bank that day, The first time I went into cash my bonds in they said I needed my mothers death cert. because my name as beside POD to Tami “””. They looked at the bonds, Series EE, and that all they said they needed. So I did what they said to do and came back to the same bank and they then said they were to old and could not cash them and that I have to do everything on line, This is so frustrating!

  2. I have been a Wells Fargo Customer for 20 years and my mother for longer than that. As well as having her estate account set up there and they would not cash her bonds. Wouldn’t even let me deposit them into her estate account. Very annoying, i am changing banks.


  4. In October 2022, Fifth Third imposed a $3,000 per day per customer limit on cashing savings bonds. Bonds in denominations of more than $3,000 will not be cashed.

Leave a Reply

Your email address will not be published. Required fields are marked *