Did you know that as of June 30, 2021, according to Wikipedia, JP Morgan Chase became the largest bank in the United States of America. It is also the largest bank in the world by market capitalization. The JP Morgan Company was formerly known as Chemical Bank, then they went on to acquire the Chase Manhattan company and formed a merger with it. There are over 5000 banking locations and 16,000 ATMs in the United States of America. And you might still be wondering, where can I cash in a JP Morgan Chase Bank check? If that is why you are on this blog post, no worries, Genuizmedia have you covered.
In the course of this article, we would be looking at a guide on where you can cash a JP Morgan Chase Bank Check. Without further mouthing, let us delve in.
How do you cash a JP Morgan Check at Chase Bank?
To be able to cash a JP Morgan Check at a chase bank, you need to go inside the bank branch or use the drive-through transaction lane. You can use the Chase bank lobby where you would need to sign the back of the JP Morgan Check on the top line.
Afterward, you would need to present your JP Morgan Chase check and means of identification. This would help process your transaction faster.
It is important to note that the Chase check can be cashed at any of the regular business hours. On this note, the chase bank offices open from 9.00 AM to 6.00 PM from Monday to Friday.
Cashing Your JP Morgan Chase Bank Check Online
Did you know that you can also cash a JP Morgan Chase check online? This capability is reserved for Chase Bank customers that have an Android or an Apple device in their possession.
All you need is the picture of the JP Morgan check, and then the Chase QuickDeposit app. When you have this in place, follow the prompts in the app, in order to cash in the check.
How much does it cost to cash a JP Morgan check?
It is important to note that Chase Bank does not charge a check-cashing fee to its customers. If you are a non- JP Morgan Chase bank customer, then you will be charged an $8 fee for each check that you cash.
That implies, that as a non-chase customer, you would need to pay $16 for cashing two checks. Also worth noting is that this fee for non-customers can be waived for certain types of checks.
What is the limit to the size of a JP Morgan Chase Bank Check?
If you are a Chase account holder, the amount you want to cash a check for is limited to the funds that are present in your checking account. If in the course of trying to cash a check, and you don’t have sufficient funds, you will need to deposit part or all of the check amount. It is important to note that Chase Bank makes $200 available by the next business day.
For persons who are not customers of the Chase Bank, there is no specific limit to the amount of money you may wish to cash in a check.