Best Apps For Budgeting

10 Best Apps For Budgeting in 2024

Budgeting used to be a thing of pen and paper. However, with the advent of technology, there are apps that can help us save, demolish debt, spend without guilt, and reach our financial goals faster. In the course of this article, we will be looking at the 10 best budgeting apps in 2024.


1. Mint

Mint app for budgeting
Topping our list is the Mint mobile application. It is an application that has high ratings on both the Google Play store and the Apple store. Mint is also the number one budgeting app with more reviews than other apps on Playstore. It is a free budgeting app that can be used to sync with your checking or savings account.

You can also connect your Mint budgeting app with your credit cards, loans, investments, and personal bills. Asides from the normal in-app budgeting features of the Mint app, it can also help you to pay down debt, show you your net worth, and credit score.

2. YNAB Budgeting App

YNAB Budgeting App
The YNAB acronym for this budgeting app means “You need a Budget.” It is an interesting budgeting app that implements a zero-based budgeting system.

If you are interested in planning ahead for your financial decisions, then you need to try the YNAB budgeting app. The moment you receive money, the YNAB app informs you of how much of the money should go towards your expenses, goals, and savings. This way, you become more intentional with your finances when you decide what you want to do with them.

Just like the Mint budgeting app, it can help you link to your checking, and savings bank accounts. The YNAB app is cross-platform as it works on iPad, Apple Watch, Alexa, Android, and Desktop.

3. GoodBudget

Goodbudget is a budgeting app that helps users track their previous financial transactions and plan their finances. It is important to note that the Goodbudget app works with the Envelope Budgeting System. An envelope budgeting system is a simple approach whereby your monthly income is portioned into particular spending categories.

With this app, there is no automatic connection to your bank accounts, but you can manually add account balances, debts, income, and cash amounts. After which you assign money towards envelopes. The Goodbudget app can be accessed both through your mobile phone and web.

4. EveryDollar Budgeting App

EveryDollar Budgeting App
The EveryDollar app is a budgeting app that can be used to track your financial life for free. Although the app has extra features that require a paid membership. Some of the features include an audiobook, courses, etc. The Everydollars paid membership is about being a Ramsey+ member.


With the free version of the EveryDollar app, you cannot sync your bank accounts or credit cards; you have to add them manually. The EveryDollar app allows its users to categorize items in their budget and also set reminders for bill payments.

5. Personal Capital Budgeting App

Personal Capital Budgeting App
This app is best suited for individuals looking for an investment tool. It is a budgeting app that helps you to track your spending, connect and monitor your savings, credit cards, loans, IRAs, and checking accounts. Another interesting thing about the Personal Capital Budgeting app is that it can be used as a net worth tracker. Personal Capital Budgeting app is a cross-platform app that is available on both desktop and mobile devices.

6. PocketGuard

This app makes our list of best budgeting apps of 2024 because is it good at simplifying. With the PocketGuard app, you have the capacity to connect your bank accounts, track your bill payments, and monitor loan activity and investments. It can also be used to set financial goals,  and even get a debt payoff plan. The app has both a free plan and a paid plan of $7.99 per month and $99.99 for a one-time lifetime purchase.

7. Honeydue

Another good budgeting app that makes our list is the Honeydue app. It is called Honeydue for a reason. With the app, you can use it with your partner to view both your financial pictures in one app. Honeydue allows partners to sync their bank accounts, credit cards, investments, loans, and Mortgages.

It is a free app that automatically categorizes the expenses of the user. On your own end, you can also choose to create custom categories with the Honeydue app. Both partners can set up monthly limits on their categories, and Honeydue would alert you when you are your partner is getting close to them.

8. Fudget

Fudget budgeting app
If you don’t fancy syncing your financial accounts but prefer a calculator-style interface with beautiful features, then the Fudget Budgeting app is the app to opt for. It has a very simple user interface that allows the app user to make a list of incoming and outgoing balances.

9. Stash Budgeting App

Stash Budgeting App
This list would not be complete without mentioning the Stash budgeting app. When you opt for this app, you will get access to a lot of budgeting tools. Some of which include; a taxable brokerage account, a debit card that can earn you stocks, and a digital checking account.

It is a paid app that comes with different pricing options. The stash budgeting app pricing starts at just $1 per month and also features a checking account option that does not incur any fees.

10. Peak

Finally on our Best Apps For Budgeting list is the Peak app. The major use of this app is to help users enjoy an automated savings feature. With the aid of the Peak app, you can save money for emergencies. The only downside is that the Peak Budgeting app is only available for Apple devices. The basic Peak app is easy to use. It has paid options at $5 per month and $50 per year.


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